Currency of Sint Maarten: What Money Do They Use?
Planning a trip to the beautiful island of Sint Maarten? One of the most common questions travelers ask is: what currency does Sint Maarten use? In this guide, we’ll explore the official currency, alternatives accepted on the island, and essential money tips to make your trip stress-free.
What Currency Does Sint Maarten Use?
The official currency of Sint Maarten at the time of this posting is the Netherlands Antillean Guilder (ANG), also known as the Florin. The currency symbol is ƒ or NAƒ, and it is pegged to the US Dollar at a fixed rate of approximately 1 USD = 1.79 ANG.
However, a new guilder was launched on the 31st of March 2025, referred to as the Caribbean Guilder. The symbol is XCG and has the same value of its predecessor (Antillean Guilder). The old guilders can still be used until the 30th of June, 2025.
Although ANG is the official currency, US Dollars (USD) are widely accepted across the island, especially in tourist areas. In fact, many businesses list prices in both ANG and USD.
Currency Symbols and Denominations
Here are some quick facts about the Netherlands Antillean Guilder:
- Currency code: ANG
- Coins: 1, 5, 10, 25, and 50 cents; ƒ1, ƒ2.5, and ƒ5
- Banknotes: ƒ10, ƒ25, ƒ50, ƒ100, ƒ250
The US Dollar is also used in cash transactions and ATMs. It’s common for visitors to carry USD for convenience.
Can You Use US Dollars in Sint Maarten?
Yes, the US Dollar is widely accepted throughout Sint Maarten, especially in hotels, restaurants, shops, and taxis. Most prices in tourist zones are listed in USD, and change is often given in dollars as well.
However, be aware that if you’re paying in USD, businesses may round prices up slightly or offer a fixed exchange rate that’s not as favorable as a bank rate.
Currency Exchange Tips for Travelers
If you’re planning to use the currency of Sint Maarten, here are a few tips:
- ATMs are widely available and dispense both ANG and USD.
- Banks and exchange bureaus offer competitive rates.
- Avoid airport exchange counters due to high fees.
- Carry small denominations for local markets and taxis.
Tip: You don’t need to convert money before arriving. Most travelers rely on USD or withdraw cash from local ATMs.
Credit Cards and Digital Payments
Credit cards are accepted at most hotels, restaurants, and shops on the island. Visa and MasterCard are the most commonly accepted, while American Express may be limited in smaller establishments.
Keep in mind:
- Some places may charge a 3–5% processing fee.
- Contactless payments are growing but not universal.
- Always carry a small amount of cash for small purchases.
Currency of Sint Maarten vs. Saint-Martin
It’s important to note that Sint Maarten refers to the Dutch side of the island, while Saint-Martin is the French side.
- Dutch side (Sint Maarten): Netherlands Antillean Guilder (ANG) and USD widely accepted
- French side (Saint-Martin): Euro (EUR) is the official currency, but USD may be accepted in tourist zones
So if you plan to explore both sides, carrying USD gives you flexibility.
Frequently Asked Questions
Q: What is the official currency of Sint Maarten in 2025?
A: The official currency remains the Netherlands Antillean Guilder (ANG), but US Dollars are widely used.
Q: Should I exchange money before arriving?
A: Not necessary. USD is accepted almost everywhere, and ATMs are available.
Q: Are Euros accepted in Sint Maarten?
A: Euros are not commonly accepted on the Dutch side (Sint Maarten), but they are on the French side (Saint-Martin).
Conclusion: Know the Currency Before You Go
Understanding the currency of Sint Maarten helps you travel with ease. Whether you’re paying in Netherlands Antillean Guilders or US Dollars, knowing what to expect can help you avoid hidden fees and make the most of your Caribbean adventure.
Pack your bags and enjoy your trip to paradise — with the right currency in hand!
